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Showing posts from February, 2018

Chase Sapphire Preferred Review

Over the past year, you've probably heard the buzz around the Chase Sapphire Reserve.  That slick, dark, metal card with the 100,000 point signup bonus (now dropped to 50,000) with a multitude of perks looks and feels so cool in your wallet. However, with so many people talking about the Chase Sapphire Reserve, it's easy to forget about the little brother, Chase Sapphire Preferred,  and its great value as a travel card.  Today I'm going to break down the Chase Sapphire Preferred and why it should have a place in your wallet! Maui sunsets are on point. Let's look at four key factors to make our decision. Earning Rates Signup Bonus Annual Fee Redemption Value & Perks Number One: How well does it earn points? The Chase Sapphire Preferred offers: 2x points for purchases related to Travel or Dining 1x points for everything else Reaction: This is pretty good! Any time you go out for food, drinks, coffee and you use this card, BOOM 2x the poin...

Review: United MileagePlus Explorer Credit Card

With all the bad rap United has been getting the past few months, I don't blame you if you don't have the best opinion of them.  After all, recent incidents of  dragging people off of planes and denying emotional support peacocks  among others aren't the best examples of offering a good customer experience. Putting that aside, I wanted to use this post to review the United MileagePlus Explorer Credit Card, which was my first travel card that I opened!  We'll cover the card basics, perks, and then weigh the pros and cons to see if you should get this card for yourself. Who wouldn't like to fly to Oregon for free? Let's get on with the basics. The United MileagePlus Explorer Card is operated by Chase and offers a pretty standard earning rate, varying signup bonuses, and annual fee. Earning Rate: Purchase ticket from United - 2x miles per $1 Purchase anything else - 1x miles per $1 Signup Bonus : Ranges from 30,000 - 50,000 miles when you spen...

Travel Rewards or Cash Back?

These days I feel like we're bombarded with credit card options telling us about these amazing cards that we NEED to get to get cash back or travel rewards.  Instead of contributing to the craziness, I'm going to walk you through why I believe travel rewards is a better deal . Cash Back or Travel Rewards with a Honolulu sunset What about "Cash Rules Everything Around Me"? Yes that song is right, cash is pretty great.  You can spend it, save it, hide it, whatever you want! However, when it comes to redeeming from credit card spend, it is a whole different story. Take a look at the similarities of these two cards.  Both the Capital One Quicksilver and Chase Freedom Unlimited give you an unlimited 1.5% cash back on all your purchases.  Both cards also offer a signup bonus of $150 (15,000 points) if you spend $500 within the first 3 months of opening and have no annual fee. For both cards, you would have to spend around $6,700 to get $100 back which in ev...